Client Services
We offer three distinct service models to help our clients obtain the professional advice and guidance they require in a manner aligned with their needs.
Planner Clients are ready to clarify, simplify, and organize their financial life. They see the value in partnering with experienced Advisors to take a holistic approach to defining goals, analyzing options, making informed decisions, and implementing strategies to achieve their financial goals.
Planner Clients partner with us on an ongoing basis to stay informed, access expertise, and make adjustments as changes in finances, laws, and life occur.
Design and implement an integrated financial plan covering selected aspects of their financial life, which can include:
• Building, Protecting, and Distributing Wealth
• Portfolio Construction
• Asset Allocation
• Estate Planning
• Life Insurance
• College Funding/Planning
• Retirement Planning
• Executive Compensation
Investor Clients seek professional knowledge, expertise and support to align their investment strategy with their financial goals. They see the value in partnering with experienced Advisors to design, implement and manage an investment strategy, including investment research, analysis, and selection.
Investor Clients view professional management as a way to accomplish investment objectives while freeing up valued personal time.
Design and implement an investment strategy appropriate to their situation, risk tolerance and goals. Ongoing investment management guidance and service, which can include:
• Investment Goals
• Risk Tolerance
• Investment Strategy
• Research and Analysis
• Investment Selection
Important to this process is a qualitative discussion regarding client risk parameters. We follow a regular cycle to implement and monitor client investments.
Investment Management Advisory fees (annual) range from 0.26% to 1.40%, varying with platform and investment structure.
Please see Service Level Agreement for Investment Management Advisory fees pertaining to Qualified investment accounts (IRA, Roth, 401k, etc.).
Financial planning services are limited in scope based on specific account objectives and certain engagements may include targeted financial advice.
Situational Clients seek targeted solutions to specified goals or situations. They work with us on a limited basis to seek guidance on the most appropriate solutions for their circumstances and goals, which can include:
• Investing strategy (one-time)
• Life insurance
• Long Term Care
• Disability protection
• Estate settlement assistance
Situational Clients receive guidance, advice and service related to their specifically defined needs and concerns.
Ongoing service and support is provided as it relates only to the work performed. Additional services, outside of scope of work defined, will be determined separately, as requested or recommended.
Investment Management and Financial Planning services are available separately.
